SumUp Pay

"Earn cashback every time you spend with SumUp Pay. Open an account in 5 minutes. T&Cs apply.

What can I do with SumUp Pay?

- Get cashback on every purchase, every time you spend – from fries to flights, croissants to cameras. You can earn up to 10€ cashback per calendar month

- Earn cashback wherever you are in the world, at home or abroad

- Save your cashback, or transfer it to your balance to spend wherever, whenever you want

- Spend and earn cashback the moment your account is fully verified and set up with our virtual card

- Spend with your SumUp Pay Mastercard at home or abroad without fees

- Access your money anytime with our mobile app

- Stay in the know with instant notifications that show you when and where you’re spending your money

- Get to know where your money goes with spending analytics. Track your spending down to the penny, and see the categories you spend the most in. Break down your spending by day, week, and month to understand your habits better.

- Send and request money from your contacts with one tap within the app

Built-in security. No need for a key.

- Backed by biometrics – use Touch or Face ID for a safer way to pay

- Freeze and unfreeze your card with one tap

- Human help when you need it most with online customer support

- As a licensed e-money institution in the UK & EEA, your money is always protected – we hold your funds in safeguarded accounts

How SumUp Pay works

- Step 1: Open an account in 5 minutes – you'll need your ID to hand

- Step 2: Create your virtual Mastercard and link it to your Apple Pay or Google Pay wallet for contactless in-store and online payments

- Step 3: Add money to your main balance to start spending immediately

- Step 4: Pay online or in-store with your virtual card

- Step 5: Earn cashback in an instant

How we protect your money

- We’ll ask for your code and Touch or Face ID to verify and protect your account and identity

- We are a licensed e-money institution in the UK & EEA, and we are regulated by FCA in the UK and Bank of Lithuania in Lithuania

- Your money is always protected, as we hold your funds in safeguarded accounts

SumUp Payments Limited is authorised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011 (register number 900700).

SumUp EU Payments UAB is authorised by the Bank of Lithuania as an electronic money institution (licence no. 56, issued on 27 August 2019)."